Join Us

ADULT ACCOUNT

1. Confirmation of your identity-,
   • Valid Passport
   • Valid Driving licence
   • Please Note that only valid passport and card form driving licence can be used when joining online.
2. Confirmation of your address- (dated within the last six months), typical forms of address proof are:
   • Utility bill i.e. telephone, gas, electricity, broadband, etc in your own name
   • Bank statement or statement from regulated financial institution (other then Clonmel Credit Union)
   • Motor/ household insurance statement
   • Dated document from a government department
3. Confirmation of your PPS number-
• Revenue Letter
• P60
• Payslip
• European Health Insurance card

For Juvenile (16 years and under) we require the Child’s birth certificate or Passport and PPS number printed on an official document. Plus proof of address dated in the last 6 months and valid photo ID for the adult (eg parent / guardian) opening the account with the child.

Who can open an account for a child?
If the child is 7 years or older, the child must come into the Credit Union with an adult and open the account themselves. If the child is under 7 years old, the account can be opened by a third party, e.g. parent, grandparent. If a third party, other than a parent, opens the account then they can nominate one of the parents (named on the birth certificate) to operate the account, until the child reaches 7 years old. Where the third party does not wish a parent to be nominated, then only lodgements can be made on the account until the child reaches 7, i.e. no withdrawals can take place.

Withdrawing funds from a child’s account
Money in a child’s account is the sole property of the child and no other person (including the parent/guardian or person who originally opened the account) is entitled to use this money for his/her benefit. Who can withdraw from the child’s account depends on the age of the child:

• If the child is 12 to 16 years old, the minors themselves are the only ones that can sign for a withdrawal. It is not necessary for the child to be accompanied by an adult.
• If the child is 7 to 11 years old, they are the only ones that can sign for a withdrawal but they must be accompanied by either the originator of the account, or the parent/ guardian that was designated by the originator.
• If the child is under 7 years old, then the parent/ guardian (if they opened the account) or the parent/ guardian named by the third party who opened the account, is the only person that can withdraw from the account.

The club must name at least 2 club members to act as signatures for the account.

We require the club to provide:

• Letter detailing the purpose of the account and who the designated signatories will be.
• A set of rules for the club ( Where rules Exist )

Each Signatory will be required to provide the following:

• Photo ID in Date ( Driving Licence, Passport)
• Proof of Address within the last 6 months (Utility Bill, Bank Statement )
• Proof of PPS Number ( Medical Card, Payslip)
• Please note that the public service card cannot be accepted for Photo ID or Proof of PPS.

All Signatories need to be present for opening club account.

Membership subject to approval.

You must reside or work within a 20 mile (32km) radius of the Clonmel Credit Union building in order to join the Clonmel Credit Union.

Evidence of employment may be required if you are relying on your place of work to meet the common bond requirements.

A person can also qualify for admission to membership of the credit union if they are a member of the same household as, and is a member of the family of, another person who is a member of the credit union who had qualified for membership directly.

Our Common Bond

Acceptable Proof Documents

ADULT ACCOUNT

1. Confirmation of your identity-,
   • Valid Passport
   • Valid Driving licence
   • Please Note that only valid passport and card form driving licence can be used when joining online.
2. Confirmation of your address- (dated within the last six months), typical forms of address proof are:
   • Utility bill i.e. telephone, gas, electricity, broadband, etc in your own name
   • Bank statement or statement from regulated financial institution
   • Motor/ household insurance statement
   • Dated document from a government department
3. Confirmation of your PPS number-
• Revenue Letter
• P60
• Payslip
• Medical Card
• European Health Insurance card